The condo owner is responsible for covering all damages occurred within his or her unit, including interior walls, ceilings, and flooring. Condo insurance (aka HO-6 insurance) will provide coverage for personal property damage and is designed to protect the condo owner against the damages or financial loss that could result if someone gets injured within your premises. Your best condo insurance will also protect you from the loss occurred due to fire, theft or other incidents-you may be able to receive compensation through your policy.
Your condo policy will not protect you if the damage is caused by flooding and you need separate flood coverage to file your claim.
Condo insurance policy in Florida will not typically cover damages to your property or personal assets caused by your truck or car, or damage to your vehicles.
The coverage depends on the value of your assets. To assess your coverage needs, jot down the estimated replacement cost of all your belongings to get an idea of how much you can lose if disaster hits.
This cruel world could hold you liable for any medical injury or a trauma to the neck, head or spine occurred to your guest inside your property. Therefore, to protect yourself, you need a large amount of liability coverage. If you don’t have that you will be liable to pay for all medical cost associated with the injury.
If you are purchasing the condo policy for the first time in Florida, you might have many questions in your mind. Our leading insurance network can provide you with all the answers and help you get the best out of your insurance policy.
Diverse Insurance Group has relationships with multiple insurance companies in Florida and is the providers of best condo insurance. To make the most informed decision, compare our policies, deductibles, and rates with our competitors. The comparison can sometimes be time-consuming but could save you a lot of hassle.
To contact our independent insurance agency in Florida, please visit www.insurefloridians.com or call us at: (754) 300-7352