Homeowners Insurance in Florida and Dangerous Dogs

A myriad of things can impact the cost of homeowners insurance in Florida, but many homeowners aren’t aware of the fact that the cost of a home insurance policy also depends on the breed of dog they own. One breed of dog that has considered most dangerous among the list of dog breeds is the pitbull (commonly used in dog fighting), and usually, see in shelters and rescues.

How to Get The Best Homeowners Insurance in Florida that Covers Your Pitbull

If you’re a pitbull owner, here are a few tips to help you obtain cheap homeowners insurance in Florida  to cover any dog-related incidents:

  • Check your policy first

Check and see if there are any exclusions in the homeowner’s insurance policy that are specific to the kind of dog you own. If you found any exclusion clause, do remember that you will not be protected under your policy ‘liability coverage’ if any dog bite incident happened inside your property and hurt any of your friends or guests.

  • Shop around

There are many insurance agencies in Florida that specialize in insuring higher risk dogs. But you need to research for companies that insure dangerous breeds. If you have friends that own pitbulls, you can also ask them for insurance recommendations. You can also use an independent agent that can do the shopping around for you, according to your needs and budget and save you time and hassle.

  • Spay Your Pet

Spaying or neutering your pet can decrease chances of facing a dog bite lawsuit. According to the survey, in 2009, 94% of dog attack incidents occurred because that percentage of dog was not neutered.

  • Get Pitbull Insurance

Pitbull insurance (aka Canine liability insurance) may cover any damages your dog does to people, animals, or property. It can cover the following:

  • Third party property damage
  • Bodily injury to people or animals
  • Medical bills, including reconstructive surgery
  • Attorney’s fees
  • Vet bills
  • Income compensation for the injured party

If you’re a dog lover, taking the proper precautions could save you much on your homeowners insurance in Florida, and can also make the difference between financial stability and financial ruin after a dog bite.

Diverse Insurance Group – A Great Source For You!

We make sure you and your beautiful home are protected. So to get your cheap homeonwers insurance policy in Florida, please visit us at www.insurefloridians.com and fill out our “Get a Free Quote” form available online.

Read more: How To Get & What is Covered Under Cheap Homeowners Insurance In Duval County